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  住房商业贷款利率
  
住房商业贷款利率、每万元需付利息
  (2002年2月21日起执行)
  
| 年份 | 
月数 | 
月利率(‰) | 
年利率(%) | 
月还款额 | 
每万元本息总额 | 
每万元需付总利息 |  
| 1 | 
12 | 
  3.975 | 
 4.77  | 
到期一次还本付息 | 
10477.00000 | 
477.00000 |  
| 2 | 
24 | 
  3.975 | 
 4.77  | 
437.68458 | 
10504.42998 | 
504.42998 |  
| 3 | 
36 | 
  3.975 | 
 4.77  | 
298.67741 | 
10752.38692 | 
752.38692 |  
| 4 | 
48 | 
  3.975 | 
 4.77  | 
229.25251 | 
11004.12064 | 
1004.12064 |  
| 5 | 
60 | 
  3.975 | 
 4.77  | 
187.66042 | 
11259.62516 | 
1259.62516 |  
| 6 | 
72 | 
   4.2 | 
 5.04  | 
161.23494 | 
11608.91538 | 
1608.91538 |  
| 7 | 
84 | 
   4.2 | 
 5.04  | 
141.52712 | 
11888.27813 | 
1888.27813 |  
| 8 | 
96 | 
   4.2 | 
 5.04  | 
126.78972 | 
12171.81346 | 
2171.81346 |  
| 9 | 
108 | 
   4.2 | 
 5.04  | 
115.36579 | 
12459.50561 | 
2459.50561 |  
| 10 | 
120 | 
   4.2 | 
 5.04  | 
106.26114 | 
12751.33682 | 
2751.33682 |  
| 11 | 
132 | 
   4.2 | 
 5.04  | 
98.84309 | 
13047.28733 | 
3047.28733 |  
| 12 | 
144 | 
   4.2 | 
 5.04  | 
92.68983 | 
13347.33542 | 
3347.33542 |  
| 13 | 
156 | 
   4.2 | 
 5.04  | 
87.50934 | 
13651.45749 | 
3651.45749 |  
| 14 | 
168 | 
   4.2 | 
 5.04  | 
83.09302 | 
13959.62804 | 
3959.62804 |  
| 15 | 
180 | 
   4.2 | 
 5.04  | 
79.28789 | 
14271.81976 | 
4271.81976 |  
| 16 | 
192 | 
   4.2 | 
 5.04  | 
75.97919 | 
14588.00356 | 
4588.00356 |  
| 17 | 
204 | 
   4.2 | 
 5.04  | 
73.07916 | 
14908.14861 | 
4908.14861 |  
| 18 | 
216 | 
   4.2 | 
 5.04  | 
70.51955 | 
15232.22240 | 
5232.22240 |  
| 19 | 
228 | 
   4.2 | 
 5.04  | 
68.24645 | 
15560.19083 | 
5560.19083 |  
| 20 | 
240 | 
   4.2 | 
 5.04  | 
66.21647 | 
15892.01818 | 
5892.01818 |  
| 21 | 
252 | 
   4.2 | 
 5.04  | 
64.39550 | 
16227.66726 | 
6227.66726 |  
| 22 | 
264 | 
   4.2 | 
 5.04  | 
62.75416 | 
16567.09941 | 
6567.09941 |  
| 23 | 
276 | 
   4.2 | 
 5.04  | 
61.26911 | 
16910.27460 | 
6910.27460 |  
| 24 | 
288 | 
   4.2 | 
 5.04  | 
59.92066 | 
17257.15145 | 
7257.15145 |  
| 25 | 
300 | 
   4.2 | 
 5.04  | 
58.69229 | 
17607.68735 | 
7607.68735 |  
| 26 | 
312 | 
   4.2 | 
 5.04  | 
57.57000 | 
17961.83848 | 
7961.83848 |  
| 27 | 
324 | 
   4.2 | 
 5.04  | 
56.54185 | 
18319.55988 | 
8319.55988 |  
| 28 | 
336 | 
   4.2 | 
 5.04  | 
55.59764 | 
18680.80555 | 
8680.80555 |  
| 29 | 
348 | 
   4.2 | 
 5.04  | 
54.72853 | 
19045.52848 | 
9045.52848 |  
| 30 | 
360 | 
   4.2 | 
 5.04  | 
53.92689 | 
19413.68075 | 
9413.68075 |    |   
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