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  个人公积金贷款利率
  
个人公积金贷款利率、每万元需付利息
  (2002年2月21日起执行)
  
| 年份 | 
月数 | 
月利率(‰) | 
年利率(%) | 
月还款额 | 
每万元本息总额 | 
每万元需付总利息 |  
| 1 | 
12 | 
  3.000  | 
 3.600  | 
到期一次还本付息 | 
10360.00000 | 
360.00000 |  
| 2 | 
24 | 
  3.000 | 
 3.600  | 
432.47107 | 
10379.30567 | 
379.30567 |  
| 3 | 
36 | 
  3.000 | 
 3.600  | 
293.46378 | 
10564.69608 | 
564.69608 |  
| 4 | 
48 | 
  3.000 | 
 3.600  | 
224.00501 | 
10752.24070 | 
752.24070 |  
| 5 | 
60 | 
  3.000 | 
 3.600  | 
182.36563 | 
10941.93759 | 
941.93759 |  
| 6 | 
72 | 
  3.375  | 
 4.050  | 
156.67975 | 
11280.94206 | 
1280.94206 |  
| 7 | 
84 | 
  3.375 | 
 4.050  | 
136.91834 | 
11501.14053 | 
1501.14053 |  
| 8 | 
96 | 
  3.375 | 
 4.050  | 
122.12548 | 
11724.04633 | 
1724.04633 |  
| 9 | 
108 | 
  3.375 | 
 4.050  | 
110.64493 | 
11949.65282 | 
1949.65282 |  
| 10 | 
120 | 
  3.375 | 
 4.050  | 
101.48294 | 
12177.95254 | 
2177.95254 |  
| 11 | 
132 | 
  3.375 | 
 4.050  | 
94.00710 | 
12408.93715 | 
2408.93715 |  
| 12 | 
144 | 
  3.375 | 
 4.050  | 
87.79582 | 
12642.59748 | 
2642.59748 |  
| 13 | 
156 | 
  3.375 | 
 4.050  | 
82.55720 | 
12878.92354 | 
2878.92354 |  
| 14 | 
168 | 
  3.375 | 
 4.050  | 
78.08276 | 
13117.90450 | 
3117.90450 |  
| 15 | 
180 | 
  3.375 | 
 4.050  | 
74.21960 | 
13359.52875 | 
3359.52875 |  
| 16 | 
192 | 
  3.375 | 
 4.050  | 
70.85304 | 
13603.78385 | 
3603.78385 |  
| 17 | 
204 | 
  3.375 | 
 4.050  | 
67.89538 | 
13850.65662 | 
3850.65662 |  
| 18 | 
216 | 
  3.375 | 
 4.050  | 
65.27839 | 
14100.13309 | 
4100.13309 |  
| 19 | 
228 | 
  3.375 | 
 4.050  | 
62.94824 | 
14352.19853 | 
4352.19853 |  
| 20 | 
240 | 
  3.375 | 
 4.050  | 
60.86182 | 
14606.83751 | 
4606.83751 |  
| 21 | 
252 | 
  3.375 | 
 4.050  | 
58.98426 | 
14864.03387 | 
4864.03387 |  
| 22 | 
264 | 
  3.375 | 
 4.050  | 
57.28701 | 
15123.77073 | 
5123.77073 |  
| 23 | 
276 | 
  3.375 | 
 4.050  | 
55.74649 | 
15386.03056 | 
5386.03056 |  
| 24 | 
288 | 
  3.375 | 
 4.050  | 
54.34304 | 
15650.79514 | 
5650.79514 |  
| 25 | 
300 | 
  3.375 | 
 4.050  | 
53.06015 | 
15918.04564 | 
5918.04564 |  
| 26 | 
312 | 
  3.375 | 
 4.050  | 
51.88385 | 
16187.76258 | 
6187.76258 |  
| 27 | 
324 | 
  3.375 | 
 4.050  | 
50.80224 | 
16459.92588 | 
6459.92588 |  
| 28 | 
336 | 
  3.375 | 
 4.050  | 
49.80510 | 
16734.51489 | 
6734.51489 |  
| 29 | 
348 | 
  3.375 | 
 4.050  | 
48.88364 | 
17011.50840 | 
7011.50840 |  
| 30 | 
360 | 
  3.375 | 
 4.050  | 
48.03024 | 
17290.88464 | 
7290.88464 |    |   
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